money tools

There’s not a single person on the planet who wouldn’t like to work less and make more money at the same time. But the very idea of making more while working less is totally absurd to some people. In a world where so many of us trade our…

What is a good debt to asset ratio? The higher your debt to asset ratio is, the more you owe and the more risk you run by opening up new lines of credit. According to Michigan State University professor Adam Kantrovich, any ratio higher…

“I think I’d go crazy from all the distractions.” That’s what many people say when they hear that the IWT staff works full time from home. Many people just don’t understand how you can focus on work, stay productive, and get work done…