money tools

Sometimes the things that are holding us back are just in our minds. How many of us have looked at a pile of papers in our living room for weeks, building up how long it would take to clean… …and then when we finally tackled it, it took 5…

Let’s be honest: people suck at goal setting. Even when we really want to do something, we have a hard time achieving it. (Need proof? Just consider that the vast majority of New Year’s resolutions fail by February.) But, it’s not our…

Antonio Guillem / Shutterstock.com Editor's Note: This story originally appeared on The Penny Hoarder. The U.S. economy saw an average of nearly 400,000 new jobs each month in 2022, according to the Bureau of Labor Statistics. There’s a…